IFIC Bank Limited (IFIC) - (IFIC Bank Limited) - Bank - Dhaka Stock Exchange - Share market analysis of dhaka stock exchange, Bangladesh
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IFIC Bank Limited (IFIC)

(IFIC Bank Limited) - Bank - Dhaka Stock Exchange

13.30 0.20    1.53%
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Volume   965,169 13.10 13.40 13.00
Open   13.30
Open: 13.30
Closed Last Update:  24 June 02:27 PM

Financial Statements Period Latest financial statements withBangladeshi Taka where financial year ends on December

2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Balance Sheet
Total assets 133,403,308,674 159,044,135,395 180,737,393,078 200,251,063,674 256,718,466,172.00
Total liabilities 124,157,566,749 147,147,126,485 168,367,011,894 186,328,664,856 234,614,283,223.00
Shareholders' equity 9,245,735,925 11,897,001,465 12,370,373,663 13,922,392,257 22,104,176,280.00
Total liabilities and shareholders' equity 133,403,308,674 159,044,135,395 180,737,393,078 200,251,063,674 256,718,466,172.00
Book Value Per Share 24.29 27.18 24.57 24.69 18.49
Paid up capital 3,806,521,120 4,377,499,280 5,034,124,170 5,638,219,070 11,953,024,420.00
Income statement
Net interest income 2,606,764,518 3,405,176,270 3,774,510,082 4,405,426,276 5,600,250,853.00
Total operating income 6,629,110,403 7,737,344,598 11,854,492,834 8,652,852,760 9,958,834,099.00
Total operating expenses 3,643,916,768 4,525,709,102 4,468,279,355 5,193,836,662 5,413,781,445.00
Profit before provision against loans and advances 2,985,193,635 3,211,635,496 7,386,213,479 3,841,837,614 4,900,336,649.00
Total provision 240,160,392 499,344,377 2,050,581,490 1,371,932,309 2,137,709,607.00
Profit before tax 2,745,033,243 3,204,881,730 5,095,507,326 2,469,905,305 2,762,627,042.00
Net profit after tax 1,370,933,641 2,061,109,962 4,351,401,959 1,582,530,322 2,396,664,351.00
Audited EPS 3.6 4.71 8.64 2.81 2.01
Cash Flow
Net cash from operating activities 14,264,417,186 4,983,026,192 (1,576,469,468) 694,685,972 1,561,723,249.00
Net cash used in investing activities (5,627,577,922) (2,836,166,805) (6,279,884,034) 2,644,717,523 (2,897,883,892.00)
Net Cash used in financing activities -- 2,083,768,811 1,562,221,297 2,162,885,585 7,946,444,518
Net increase/(decrease) in cash and cash equivalents 8,636,839,264 4,230,628,198 (6,294,132,205) 5,502,289,080 6,610,283,875.00
Cash & Cash Equivalents at beginning of the year 26,979,997,262 19,729,565,720 23,908,092,411 17,608,744,275 23,091,914,737.00
Cash and cash equivalents at end of the year 35,616,836,526 23,908,092,411 17,608,744,275 23,091,914,737 29,945,046,256.00
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Cash 9,694,857,863 10,402,677,369 11,883,940,873 14,079,419,866 15,487,553,511.00
In hand (Including foreign currencies) 2,027,983,219 1,833,243,747 1,648,726,967 2,018,405,559 2,251,768,572.00
Balances with Bangladesh bank and sonali bank (Including foreign currencies) 7,666,874,644 8,569,433,622 10,235,213,906 12,061,014,307 13,235,784,939.00
Balance with other banks and financial institution 10,028,287,316 12,049,563,141 5,717,048,302 9,008,977,771 10,623,519,846.00
In Bangladesh 8,754,990,093 11,214,966,414 3,827,088,364 7,592,399,021 8,068,534,922.00
Outside Bangladesh 1,273,297,223 834,596,727 1,889,959,938 1,416,578,750 2,554,984,924.00
Money at call and short notice -- 1,450,000,000 -- -- 3,830,000,000
Investment in shares & securities 21,294,982,636 24,030,515,228 29,113,754,270 26,279,460,893 29,290,877,363.00
Government 15,893,691,348 17,217,294,297 23,596,892,752 20,754,752,878 23,943,582,942.00
Others 5,401,291,288 6,813,220,931 5,516,861,518 5,524,708,015 5,347,294,421.00
Loans and advances/Investment 86,020,739,530 104,419,397,669 125,668,039,638 141,258,758,320 183,296,111,106.00
Loans, cash credits, overdrafts/General Investments 79,899,715,032 96,670,129,520 116,635,497,917 132,138,872,955 171,593,194,706.00
Bills discounted and purchased 6,121,024,498 7,749,268,149 9,032,541,721 9,119,885,365 11,702,916,400.00
Land, building, furniture and fixtures (Including leased assets) 2,358,801,815 2,946,853,254 3,244,881,023 3,498,780,629 3,539,338,093.00
Non-Banking Assets 373,474,800 373,474,800 373,474,800 373,474,800 373,474,800.00
Other assets 3,632,164,714 3,371,653,934 4,736,254,172 5,752,191,395 10,277,591,453.00
Total assets 133,403,308,674 159,044,135,395 180,737,393,078 200,251,063,674 256,718,466,172
Borrowings from other banks, financial institutions and agents 780,065,530 5,924,591,258 7,493,454,676 6,161,734,496 8,473,580,748.00
Deposits and other accounts 107,990,281,917 129,863,053,203 146,848,211,304 160,132,621,436 200,148,679,835.00
Current /Al-Wadeeah current and other deposit accounts 12,817,554,019 15,582,027,154 17,440,029,998 20,040,265,832 30,611,131,194.00
Savings deposits/Mudaraba Savings Deposits 13,890,783,163 18,366,462,687 24,496,108,248 27,886,177,596 27,058,321,723.00
Mudarabba/ Term and Fixed deposits 76,702,440,925 94,039,587,998 103,438,502,428 110,130,532,901 140,241,074,828.00
Other Deposits/ Mudarabba Deposits 3,005,674,356 -- -- -- --
Bills payable 1,573,829,454 1,874,975,364 1,473,570,630 2,075,645,107 2,238,152,090.00
Other liabilities 15,387,219,302 11,359,482,024 14,025,345,914 16,534,308,924 22,492,022,640.00
Subordinated Debt/Mudaraba bond -- -- -- 3,500,000,000 3,500,000,000
Total liabilities 124,157,566,749 147,147,126,485 168,367,011,894 186,328,664,856 234,614,283,223
Shareholders' equity 9,245,735,925 11,897,001,465 12,370,373,663 13,922,392,257 22,104,176,280
Minority Interest 6,000 7,445 7,521 6,561 6,669.00
Total liabilities and shareholders' equity 133,403,308,674 159,044,135,395 180,737,393,078 200,251,063,674 256,718,466,172
Book Value Per Share 24.29 27.18 24.57 24.69 18.49
Paid up capital 3,806,521,120 4,377,499,280 5,034,124,170 5,638,219,070 11,953,024,420
Regulatory Capital 9,630,845,995 -- -- -- --
Risk weighted assets 92,915,367,884 -- -- -- --
Non-performing loan 3,168,075,712 -- -- -- --
Total provisioning (145,290,413) -- -- -- --
Cost of deposits/funds 0.07 -- -- -- --
Interest earning assets 109,474,123,577 -- -- 150,267,736,091 --
No. of Employees 2,574 -- -- -- --
No. of Branches 112 -- -- -- --
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Interest income 11,157,042,069 11,924,197,296 12,720,241,526 12,552,253,073 15,039,273,910.00
Interest paid on deposits and borrowings 8,550,277,551 8,519,021,026 8,945,731,444 8,146,826,797 9,439,023,057.00
Net interest income 2,606,764,518 3,405,176,270 3,774,510,082 4,405,426,276 5,600,250,853
Income from investments 2,192,253,088 2,378,647,190 2,281,973,080 2,103,580,097 2,105,410,059.00
Commission, exchange and brokerage Income 1,319,763,289 1,423,651,023 1,519,705,704 1,552,391,886 1,717,435,369.00
Other operating income 510,329,508 529,870,115 4,278,303,968 591,454,501 535,737,818.00
Total operating income 6,629,110,403 7,737,344,598 11,854,492,834 8,652,852,760 9,958,834,099
Salaries, allowances and other benefits 1,910,600,460 2,475,625,867 2,231,581,713 2,373,808,573 2,600,408,127.00
Charges on loan losses and portfolio 35,777,187 -- 69,825,108 281,172,341 244,828,037.00
Other operating expense 1,697,539,121 2,050,083,235 2,166,872,534 (2,654,980,914) (2,845,236,164.00)
Total operating expenses 3,643,916,768 4,525,709,102 4,468,279,355 5,193,836,662 5,413,781,445
Profit before provision against loans and advances 2,985,193,635 3,211,635,496 7,386,213,479 3,841,837,614 4,900,336,649
Total provision 240,160,392 499,344,377 2,050,581,490 1,371,932,309 2,137,709,607
Extraordinary gains and losses -- 492,590,611 (240,124,663) -- --
Profit before tax 2,745,033,243 3,204,881,730 5,095,507,326 2,469,905,305 2,762,627,042
Current Tax 1,101,878,414 1,301,314,763 966,255,904 717,569,284 807,210,974.00
Deferred tax 272,221,188 (157,542,995) (222,150,537) 169,805,699 (441,248,283.00)
Provision for tax 1,374,099,602 1,143,771,768 744,105,367 887,374,983 365,962,691.00
Net profit after tax 1,370,933,641 2,061,109,962 4,351,401,959 1,582,530,322 2,396,664,351
Audited EPS 3.6 4.71 8.64 2.81 2.01
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Interest receipts/Investment income in cash 13,189,956,060 14,319,189,765 14,766,733,413 14,469,282,654 16,998,394,318.00
Interest payments/Profit paid on deposits in cash (8,550,277,551) (8,740,274,155) (8,978,636,056) (8,307,226,698) (8,984,625,603.00)
Dividend receipts from investment in shares & securities 83,972,568 106,248,532 161,080,469 75,411,582 65,028,135.00
Fees and commission receipts in cash 1,319,763,289 1,423,651,023 1,512,245,117 1,581,266,572 1,761,868,025.00
Recoveries of loans previously written off 648,876,150 194,316,107 91,978,387 433,046,280 106,277,295.00
Cash payments to employees (1,724,260,460) (2,509,285,867) -- (2,317,928,573) (2,565,528,127.00)
Cash payments to suppliers -- (237,324,678) (2,295,434,213) (349,128,233) (482,189,662)
Income taxes paid (1,031,213,745) (1,207,026,021) (254,380,826) (1,054,531,613) (840,794,890.00)
Extra-ordinary income -- -- (1,046,898,362) -- --
Receipts from other operating activities 585,696,037 588,990,468 528,027,210 607,880,367 580,115,746.00
Payments from other operating activities (1,381,330,651) (1,555,292,691) (1,471,425,558) (1,825,282,694) (1,763,578,270.00)
Cash generated from operating activities before changes in operating assets and liabilities 3,141,181,697 2,383,192,483 3,013,289,581 3,312,789,644 4,874,966,967.00
Loans and advances to consumers (7,574,457,732) (17,220,713,652) (20,618,792,622) (15,040,588,693) (42,754,900,754.00)
Other assets (592,439,172) 225,964,975 (1,163,194,963) (1,419,164,464) (371,172,827.00)
Deposits from other banks/borrowings (168,749,125) (225,339,000) 306,602,000 (783,680,000) 20,224,643,000.00
Other liabilities 4,112,876,644 407,556,116 168,405,715 351,055,164 242,678,067.00
Net increase / (decrease) in operating liabilities 11,123,235,489 2,599,833,709 (4,589,759,049) (2,618,103,672) (3,313,243,718.00)
Net cash from operating activities 14,264,417,186 4,983,026,192 (1,576,469,468) 694,685,972 1,561,723,249
Sale proceeds of fixed assets 4,912,148 3,253,511 -- -- --
(Purchase)/Sale of government securities (4,582,067,414) (1,255,048,849) (6,154,867,151) 2,809,897,359 (3,195,532,139.00)
Proceeds from sale of securities -- (743,310,039) 611,567,060 -- --
(Purchase)/Sale of securities (876,760,435) -- -- 451,192,822 629,772,038.00
(Purchase)/Sale of property ,plant and equipment (173,662,221) (833,798,050) (739,401,777) (622,660,050) (337,425,131.00)
Payment against lease obligation -- (7,263,378) -- -- --
Other investment activities -- -- 2,817,834 6,287,392 5,301,340
Net cash used in investing activities (5,627,577,922) (2,836,166,805) (6,279,884,034) 2,644,717,523 (2,897,883,892)
Borrowings from other banks, financial institution and agents -- 2,083,768,811 1,568,863,417 (1,331,720,180) 2,311,846,252
Payment for finance lease -- -- (6,642,120) -- --
Deposits from customers 15,346,004,874 19,412,365,270 16,717,220,821 14,274,274,321 19,345,508,796.00
Receipts from issue of subordinated bond -- -- -- 3,500,000,000 --
Receipt from issue of right share -- -- -- -- 5,638,219,070
Other financing activities -- -- -- (5,394,235) (3,620,804)
Net Cash used in financing activities -- 2,083,768,811 1,562,221,297 2,162,885,585 7,946,444,518
Net increase/(decrease) in cash and cash equivalents 8,636,839,264 4,230,628,198 (6,294,132,205) 5,502,289,080 6,610,283,875
Effects of Exchange Rate Changes on Cash & Cash Equivalent -- (52,101,507) (5,215,931) (19,118,618) 242,847,644
Cash & Cash Equivalents at beginning of the year 26,979,997,262 19,729,565,720 23,908,092,411 17,608,744,275 23,091,914,737
Cash and cash equivalents at end of the year 35,616,836,526 23,908,092,411 17,608,744,275 23,091,914,737 29,945,046,256

Disclaimer:
  • • This is a generalized format for the sectors
  • • For company specific financial statement, please see Report section
  • • Latest 05 years Annual reports and 5 years quarterly reports are available under this section.
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