Bangladesh Finance and Investment Company Limited (BDFINANCE) - (Bangladesh Finance and Investment Company Limited) - Financial Institutions - Dhaka Stock Exchange - Share market analysis of dhaka stock exchange, Bangladesh
Black
White

Bangladesh Finance and Investment Company Limited (BDFINANCE)

(Bangladesh Finance and Investment Company Limited) - Financial Institutions - Dhaka Stock Exchange

16.10 -0.30    -1.84%
Pre Close
High Low
Volume   12,033 16.30 16.30 16.00
Open   16.30
Open: 16.30
Closed Last Update:  18 June 02:27 PM

Financial Statements Period Latest financial statements withBangladeshi Taka where financial year ends on December

2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Balance Sheet
Total assets 12,530,282,660 15,376,058,044 17,039,332,597 17,993,326,306 19,318,947,168.00
Total liabilities 10,527,011,258 13,257,947,880 14,788,821,385 15,518,561,994 16,557,445,256.00
Shareholder's equity 1,550,495,312 1,658,367,793 1,785,518,765 2,006,812,831 2,272,321,146.00
Paid up capital 1,040,227,080 1,144,249,780 1,144,249,780 1,258,674,750 1,384,542,220.00
Total liabilities and shareholders' equity 12,530,282,660 15,376,058,044 17,039,332,597 17,993,326,305 19,318,947,169.00
Book Value Per Share 14.91 14.49 15.6 15.94 16.41
Income statement
Net interest income 356,875,920 345,906,203 502,776,537 415,369,975 420,144,817.00
Total operating income 499,617,078 603,555,565 640,144,660 648,425,407 804,216,563.00
Total operating expenses 144,531,345 176,196,368 210,268,047 207,701,839 257,836,443.00
Profit before provision against loans and advances 355,085,733 427,359,197 429,876,613 440,723,568 546,380,120.00
Total provision 97,333,450 143,285,691 84,668,353 123,194,951 187,859,117.00
Profit for the year before taxation 257,752,283 284,073,506 345,208,260 317,528,617 358,521,003.00
Provision for tax 155,725,389 169,234,746 145,607,777 148,831,880 58,345,902.00
Net profit after tax for the year 102,026,894 114,838,760 199,600,483 168,696,737 300,175,101.00
EPS 0.98 1 1.74 1.34 2.17
Cash Flow
Net cash from operating activities (80,845,976) (506,461,894) (882,343,915) (758,832,826) 787,270,088.00
Net cash used in investing activities (16,552,079) (17,216,157) (21,587,429) (19,459,577) (22,268,718.00)
Net Cash used in financing activities 591,320,311 158,950,641 975,227,251 901,958,897 (227,719,130.00)
Net increase/(decrease) in cash and cash equivalents 493,922,256 (364,727,410) 71,295,907 123,666,494 537,282,240.00
Cash & Cash Equivalents at beginning of the year 290,818,811 784,741,067 420,013,657 491,309,565 614,976,059.00
Cash and cash equivalents at end of the year 784,741,067 420,013,657 491,309,564 614,976,059 1,152,258,299.00
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Cash 99,989,272 135,250,854 191,207,393 162,073,511 148,860,402.00
In hand(including foreign currencies) 77,832 75,723 70,589 75,057 62,819.00
Balances with Bangladesh bank and sonali bank (including foreign currencies) 99,911,440 135,175,131 191,136,804 161,998,454 148,797,583.00
Balance with other banks and financial institution 684,751,795 284,762,803 300,102,171 452,902,547 1,003,397,898.00
In Bangladesh 684,751,795 284,762,803 300,102,171 452,902,547 1,003,397,898.00
Money at call and short notice/Placement with banks & other financial institution 944,616,892 1,051,524,145 -- -- --
Investment in shares & securities 582,401,228 762,242,310 610,650,507 825,437,144 1,123,847,266.00
Others 582,401,228 762,242,310 610,650,507 825,437,144 1,123,847,266.00
Loans and advances/Investment 8,379,874,724 11,038,516,638 13,558,886,680 13,880,049,696 14,225,910,307.00
Loans, cash credits, overdrafts/General Investments 8,379,874,724 11,038,516,638 13,558,886,680 13,880,049,696 14,225,910,307.00
Land, building, furniture and fixtures (including leased assets) 338,324,362 346,729,160 353,728,858 411,923,877 412,298,454.00
Other assets 1,500,324,387 1,757,032,134 1,812,635,926 2,048,818,469 2,192,511,779.00
Non-Financial Assets -- -- 212,121,062 212,121,062 212,121,062
Total assets 12,530,282,660 15,376,058,044 17,039,332,597 17,993,326,306 19,318,947,168
Borrowings from other banks, financial institutions and agents 1,858,198,017 2,343,602,494 3,380,965,845 4,281,399,455 4,069,958,239.00
Deposits and other accounts: 7,486,066,738 9,318,092,005 9,719,874,974 9,014,858,577 10,192,102,183.00
Term Fixed deposits/Mudaraba Term Deposits -- 8,819,687,909 9,719,874,974 9,014,858,577 10,192,102,183
Other Deposits/ Mudarabba Deposits -- 316,133,234 -- -- --
Deposit Under Scheme -- 182,270,862 -- -- --
Other liabilities 1,182,746,503 1,596,253,381 1,687,980,566 2,222,303,962 2,295,384,834.00
Total liabilities 10,527,011,258 13,257,947,880 14,788,821,385 15,518,561,994 16,557,445,256
Shareholder's equity 1,550,495,312 1,658,367,793 1,785,518,765 2,006,812,831 2,272,321,146
Paid up capital 1,040,227,080 1,144,249,780 1,144,249,780 1,258,674,750 1,384,542,220
Statutory Reserve 148,584,375 162,218,336 194,582,857 222,607,589 264,563,582.00
Revaluation Reserve 249,673,602 249,673,602 239,686,658 295,243,020 295,243,020.00
Other Reserves -- -- 33,744,750 33,744,750 33,744,750
Retained Earnings 82,010,255 68,481,325 173,254,720 196,542,722 294,227,574.00
Bonus Share -- 33,744,750 -- -- --
General Reserve 30,000,000 -- -- -- --
Minority Interest 452,776,090 459,742,371 464,992,447 467,951,480 489,180,767.00
Total liabilities and shareholders' equity 12,530,282,660 15,376,058,044 17,039,332,597 17,993,326,305 19,318,947,169
Book Value Per Share 14.91 14.49 15.6 15.94 16.41
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Interest income/ Profit income 1,130,659,640 1,804,675,143 1,842,731,941 1,777,649,345 1,619,839,090.00
Interest/Profit paid on deposits and borrowings 773,783,720 1,458,768,940 1,339,955,404 1,362,279,370 1,199,694,273.00
Net interest income 356,875,920 345,906,203 502,776,537 415,369,975 420,144,817
Income from investments (13,748,537) 67,835,058 (3,650,097) 130,187,706 168,407,759.00
Commission, exchange and brokerage 71,229,130 99,052,580 64,217,810 50,076,660 92,220,928.00
Other operating income 85,260,565 90,761,724 76,800,410 52,791,066 123,443,059.00
Total operating income 499,617,078 603,555,565 640,144,660 648,425,407 804,216,563
Salaries, allowances and other benefits 40,608,255 59,637,640 74,453,148 92,961,984 117,147,693.00
Rent, taxes, insurance, electricity 13,515,238 14,472,649 19,620,086 21,290,561 24,866,045.00
Legal expenses 2,189,624 5,614,619 3,678,198 3,067,958 2,117,155.00
Postage, stamps, telephone, telex 1,479,706 2,301,097 2,752,140 2,554,308 2,818,469.00
Printing, stationary, advertising 11,940,918 15,019,133 12,354,786 4,094,758 3,946,876.00
Salary and allownaces paid to Managing director 7,100,000 7,100,000 7,100,000 5,600,000 6,858,065.00
Directors' fees 1,031,250 1,408,000 951,250 1,288,750 1,572,250.00
Auditors' fees 288,334 230,833 257,472 348,306 292,139.00
Depreciation, repair & maintenance expenses of FI's assets 15,143,541 14,455,478 20,760,316 24,341,589 34,478,523.00
Other operating expense 51,234,479 55,956,919 68,340,651 52,153,625 63,739,228.00
Total operating expenses 144,531,345 176,196,368 210,268,047 207,701,839 257,836,443
Profit before provision against loans and advances 355,085,733 427,359,197 429,876,613 440,723,568 546,380,120
Specific provision (Loan and Advances) 35,215,265 78,658,610 13,308,238 130,498,166 98,200,818.00
General Provision 43,373,188 27,865,593 28,370,593 (8,744,669) 6,781,288.00
Provision for Investment Security 18,744,997 36,761,488 31,989,522 3,416,454 82,785,011.00
Others -- -- 11,000,000 (1,975,000) 92,000
Total provision 97,333,450 143,285,691 84,668,353 123,194,951 187,859,117
Profit for the year before taxation 257,752,283 284,073,506 345,208,260 317,528,617 358,521,003
Current Tax 155,532,081 169,234,746 (9,627,441) 154,110,721 60,911,571.00
Deferred tax 193,308 -- 155,235,218 (5,278,841) (2,565,669.00)
Provision for tax 155,725,389 169,234,746 145,607,777 148,831,880 58,345,902
Net profit after tax for the year 102,026,894 114,838,760 199,600,483 168,696,737 300,175,101
EPS 0.98 1 1.74 1.34 2.17
2013
(Year)
2014
(Year)
2015
(Year)
2016
(Year)
2017
(Year)
Interest receipts/Investment income in cash 1,169,472,341 1,798,436,757 1,881,446,142 1,845,772,818 1,544,925,122.00
Interest payments/Profit paid on deposits in cash (703,349,766) (1,349,971,782) (1,470,783,293) (1,339,340,206) (1,250,992,665.00)
Dividend receipts from investment in shares & securities 9,278,844 11,504,622 5,154,768 38,319,394 47,594,282.00
Fees and commission receipts in cash 71,243,504 96,064,353 61,225,178 48,788,496 90,270,185.00
Cash payments to employees (47,708,255) (66,737,640) (81,553,148) (96,020,691) (124,492,342.00)
Cash payments to suppliers (27,599,717) (65,233,060) (12,675,460) (6,529,575) (4,524,142.00)
Income taxes paid (47,246,112) (166,411,887) (123,652,080) (162,852,536) (126,807,764.00)
Receipts from other operating activities 104,850,185 152,806,947 70,988,177 144,066,174 248,974,952.00
Payments for other operating activities (45,275,441) (80,783,204) (110,717,148) (82,923,001) (113,199,863.00)
Cash generated from operating activities before changes in operating assets and liabilities 483,665,583 329,675,106 219,433,136 389,280,873 311,747,765.00
Purchase/sale of trading securities/Treasury bills 228,646,742 (66,597,479) 151,591,803 (214,786,636) (298,410,122.00)
Loans and advances to customer (5,302,880,436) (2,413,350,068) (1,681,447,470) (321,642,670) (479,812,045.00)
Other assets (221,282,168) (66,088,398) 25,853,061 4,386,476 38,904,467.00
Deposits from other banks/borrowings 4,711,601,087 1,708,730,478 401,782,969 -- --
Other Deposit -- -- -- (792,805,918) 1,177,243,606
Other liabilities account of customers -- -- -- -- --
Other liabilities 19,403,216 1,168,467 442,586 176,735,049 37,596,417.00
Net increase / (decrease) in operating liabilities (564,511,559) (836,137,000) (1,101,777,051) (1,148,113,699) 475,522,323.00
Net cash from operating activities (80,845,976) (506,461,894) (882,343,915) (758,832,826) 787,270,088
Sale proceeds of fixed assets -- -- -- -- --
Proceeds from sale of property , plant & equipment -- -- 754,000 1,980,000 --
(Purchase) of property ,plant and equipment (16,552,079) (17,216,157) (22,341,429) (21,439,577) (22,268,718.00)
Net cash used in investing activities (16,552,079) (17,216,157) (21,587,429) (19,459,577) (22,268,718)
Receipt of long term loan 201,235,161 158,950,641 1,032,439,740 901,958,897 --
Repayment of longterm loan -- -- -- -- (214,281,630)
Paid up Capital 390,085,150 -- -- -- --
Dividend paid -- -- (57,212,489) -- (13,437,500)
Net Cash used in financing activities 591,320,311 158,950,641 975,227,251 901,958,897 (227,719,130)
Net increase/(decrease) in cash and cash equivalents 493,922,256 (364,727,410) 71,295,907 123,666,494 537,282,240
Cash & Cash Equivalents at beginning of the year 290,818,811 784,741,067 420,013,657 491,309,565 614,976,059
Cash and cash equivalents at end of the year 784,741,067 420,013,657 491,309,564 614,976,059 1,152,258,299
NPL (Ratio) -- -- -- -- --
Cost of deposit -- -- -- -- --

Disclaimer:
  • • This is a generalized format for the sectors
  • • For company specific financial statement, please see Report section
  • • Latest 05 years Annual reports and 5 years quarterly reports are available under this section.
Advanced Charts
Market Map
Real-Time Market Watch
Order Book Data
Stock Screener
LankaBangla Client Login
CSE iTrading
Trading Game
DSE iTrading

Stocks in Focus


Features for Registered Users

E-mail Alerts
Daily Newsletter
Your Watchlist
Advanced Tools
and
Many more

Will automatically display the last quotes you have visited here.

All Rights Reserved - DUInvest © 2013

Login

Do You have an Account ? , Click here to create a new account

Your Opinion Matters

What do you think about the new Website?